<p>&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse; width:1200px"> <tbody> <tr> <td style="border-bottom:none; border-left:0px solid #000000; border-right:0px solid #000000; border-top:0px solid #000000; height:157px; vertical-align:middle; width:638px"> <p style="text-align:center"><span style="line-height:140%"><span style="font-size:26.0pt"><span style="font-family:함초롬돋움"><strong>혁신금융사업자의 </strong></span></span><span style="font-size:26.0pt"><span style="font-family:함초롬돋움"><strong>제도권 안착</strong></span></span><span style="font-size:26.0pt"><span style="font-family:함초롬돋움"><strong>을</strong></span></span></span></p> <p style="text-align:center"><span style="line-height:150%"><span style="font-size:26.0pt"><span style="font-family:함초롬돋움"><strong>적극 지원해 나가겠습니다</strong></span></span><span style="font-size:26.0pt"><span style="font-family:함초롬돋움"><strong>. </strong></span></span></span></p> <p style="text-align:center"><span style="font-size:3.0pt"><span style="line-height:150%"><strong>&nbsp; </strong></span></span></p> <p style="text-align:center"><span style="line-height:150%"><span style="font-size:18.0pt"><span style="font-family:함초롬돋움"><strong>- </strong></span></span><span style="font-size:18.0pt"><span style="font-family:함초롬돋움"><strong>배타적 운영권 </strong></span></span><span style="font-size:18.0pt"><span style="font-family:함초롬돋움"><strong>본격 시행을 위한 </strong></span></span><span style="font-size:18.0pt"><span style="font-family:함초롬돋움"><strong>가이드라인</strong></span></span> <span style="font-size:18.0pt"><span style="font-family:함초롬돋움"><strong>발표 </strong></span></span><span style="font-size:18.0pt"><span style="font-family:함초롬돋움"><strong>-</strong></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:0px solid #000000; border-left:0px solid #000000; border-right:0px solid #000000; border-top:none; height:180px; vertical-align:middle; width:638px"> <p style="text-align:left"><span style="line-height:130%"><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">&nbsp;- </span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">혁신금융사업자가 인허가 등을 받아 </span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>정식 사업자로 전환</strong></span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">하는 경우</span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">, </span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">일정기간</span></span> <span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>배타적 운영권</strong></span></span><span style="font-size:13.0pt"><span style="font-family:함초롬바탕"><strong>(</strong></span></span><span style="font-size:13.0pt"><span style="font-family:함초롬바탕"><strong>금융혁신법 </strong></span></span><span style="font-size:13.0pt"><span style="font-family:함초롬바탕"><strong>&sect;23)</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>부여</strong></span></span></span></p> <p><span style="font-size:8.0pt"><span style="line-height:130%">&nbsp; </span></span></p> <ul> <li><span style="line-height:130%"><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">운영권 제도의</span></span> <span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>실효성과 예측가능성 제고</strong></span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">를 위해</span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">, </span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">배타적 운영권의</span></span> <span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>발생요건</strong></span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>, </strong></span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>존속기한 산정기준 및 절차</strong></span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>, </strong></span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>보호조치</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:함초롬바탕">등을 </span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>구체화</strong></span></span></span></li> </ul> <p><span style="font-size:8.0pt"><span style="line-height:130%">&nbsp; </span></span></p> <ul> <li><span style="line-height:130%"><span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>시장안착을 효과적으로 지원</strong></span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">하는 한편</span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">, </span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕"><strong>금융시장의 혁신 경쟁이 더욱 촉진</strong></span></span><span style="font-size:14.0pt"><span style="font-family:함초롬바탕">될 것으로 기대</span></span></span></li> </ul> </td> </tr> </tbody> </table> <p><span style="font-size:9.0pt"><span style="line-height:130%">&nbsp; </span></span></p> <p>&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse; width:1000px"> <tbody> <tr> <td style="background-color:#2b5686; border-bottom:none; border-left:none; border-right:none; border-top:none; height:33px; vertical-align:middle; width:38px"> <p style="text-align:center"><span style="font-size:24px"><span style="font-family:HY헤드라인M"><strong>1</strong></span></span></p> </td> <td style="border-bottom:none; border-left:none; border-right:2px solid #4b87cb; border-top:none; height:33px; vertical-align:middle; width:10px"> <p><span style="font-size:24px">&nbsp; </span></p> </td> <td style="border-bottom:2px solid #4b87cb; border-left:2px solid #4b87cb; border-right:none; border-top:none; height:33px; vertical-align:middle; width:129px"> <p><span style="font-size:24px"><span style="font-family:HY헤드라인M">&nbsp; 추진 배경</span></span></p> </td> </tr> </tbody> </table> <p><span style="font-size:6.0pt">&nbsp; </span></p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>금융위원회</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">위원장 김병환</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">)</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">는 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>배타적 운영권의 세부 운영기준과 절차</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">를 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">담은 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">｢</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>혁신금융사업자의 배타적 운영권 가이드라인</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">｣</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>마련</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하여 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>제</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>12</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>차</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>금융위원회 정례회의</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">(6.25</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">일</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">)</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에 보고하였습니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p style="text-align:left"><span style="font-size:10.0pt">&nbsp; </span></p> <p style="text-align:left">&nbsp;</p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>배타적 운영권</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>(</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>금융혁신법 제</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>23</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>조</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>)</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">은</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">금융혁신법상 규제특례에 기반</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하여 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>혁신금융서비스를 영위</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하고 있는 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>사업자</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">가 금융관련법령상 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>정식 사업자</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>전환</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하기 위해 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>인</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>&middot;</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>허가 등</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 받은 경우</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>일정 기간 우선권</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 주어 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>금융시장 안착을 지원</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하는 제도입니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p><span style="font-size:10.0pt">&nbsp; </span></p> <p>&nbsp;</p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">그간 금융규제 샌드박스를 통해 다양한 금융서비스에 대하여 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>실증 기반</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>법령정비</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">가 이루어졌고</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">*</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">이를 통해 일부 혁신사업자는 실증단계를 마치고</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>정식 인허가 신청</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 본격적으로 준비하고 있습니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p><span style="font-size:7.0pt">&nbsp; </span></p> <p>&nbsp;</p> <p><span style="line-height:135%"><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">* [</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">예시</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">]</span></span> <span style="font-size:12.0pt"><span style="font-family:휴먼고딕">자본시장법 시행령 개정을 통한 </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">유동화 수익증권 </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">투자중개업 인가 신설</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">(25.6</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">월</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">), </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">대차중개</span></span> <span style="font-size:12.0pt"><span style="font-family:휴먼고딕">전용 투자중개업 인가 신설</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">(25.6</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">월</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">) </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">등</span></span></span></p> <p><span style="font-size:14.0pt">&nbsp; </span></p> <p>&nbsp;</p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">이에</span></span>　<span style="font-size:14.0pt"><span style="font-family:휴먼고딕">금융당국은 배타적 운영권의 실질적인 적용을 위한 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>명확하고 합리</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>적인 세부 기준</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 마련하고자 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>업계의견을 청취</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하는 한편</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>다양한 전문가 </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>및 이해 관계자 등</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">으로 구성된 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>TF</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>*</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>를 운영</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하여 이번 가이드라인을 마련하였습니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p><span style="font-size:7.0pt">&nbsp; </span></p> <p>&nbsp;</p> <p><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">*</span></span> <span style="font-size:12.0pt"><span style="font-family:휴먼고딕">금융위</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">‧</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">원</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">금융연구원</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">혁신위원</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">핀테크지원센터 등으로 구성</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">(25.2</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">월</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">~5</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">월 운영</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">)</span></span></p> <p><span style="font-size:11.0pt">&nbsp; </span></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse; width:1000px"> <tbody> <tr> <td style="background-color:#2b5686; border-bottom:none; border-left:none; border-right:none; border-top:none; height:33px; vertical-align:middle; width:38px"> <p style="text-align:center"><span style="font-size:24px"><span style="font-family:HY헤드라인M"><strong>2</strong></span></span></p> </td> <td style="border-bottom:none; border-left:none; border-right:2px solid #4b87cb; border-top:none; height:33px; vertical-align:middle; width:10px"> <p><span style="font-size:24px">&nbsp; </span></p> </td> <td style="border-bottom:2px solid #4b87cb; border-left:2px solid #4b87cb; border-right:none; border-top:none; height:33px; vertical-align:middle; width:242px"> <p><span style="font-size:24px"><span style="font-family:HY헤드라인M">&nbsp; &nbsp;가이드라인 주요 내용</span></span></p> </td> </tr> </tbody> </table> <p><span style="font-size:10.0pt">&nbsp; </span></p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">이번 가이드라인은 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>배타적 운영권</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">의 구체적인 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">①</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>발생요건</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">②</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>존속기한 산정</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 위한 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>절차</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">와 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>기준</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">③</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>발생 범위</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">④</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>공시 시스템</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">⑤</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>침해시 보호 조치 요구</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">등을 포함하고 있습니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p><span style="font-size:10.0pt">&nbsp; </span></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>&nbsp; <table cellspacing="0" style="border-collapse:collapse"> <tbody> <tr> <td style="background-color:#f5f8fc; border-bottom:0px solid #315f97; border-left:none; border-right:none; border-top:0px solid #315f97; height:36px; vertical-align:middle; width:295px"> <p><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">&nbsp; 1. </span></span><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">배타적 운영권의 발생 요건</span></span></p> </td> </tr> </tbody> </table> </p> <p><span style="font-size:10.0pt"><strong>&nbsp; </strong></span></p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">금융혁신법에 따르면</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">혁신금융사업자는 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➊</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>해당 혁신금융서비스</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">를 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>계속 </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>영위</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하기 위해 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➋</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>지정기간 만료 이전</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➌</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>금융관련법령</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에 따른 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>인</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>‧</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>허가 등</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">받은 경우 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>배타적 운영권</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 가진다고 규정되어 있습니다</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">(&sect;23</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">①</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">)</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">. </span></span></p> <p><span style="font-size:10.0pt">&nbsp; </span></p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">&ldquo;</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>인</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>&middot;</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>허가 등</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">&rdquo;</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">은 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>사업자</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">의 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>신청행위</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">와</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>금융위원회의 행정작용</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">이</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>필요</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">한 경우로서</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>인가</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>, </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>허가</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>, </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>승인</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>포함</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">합니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p><span style="font-size:10.0pt">&nbsp; </span></p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">한편</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">인</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">&middot;</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">허가 등의 신청 당시 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>서비스를 출시하지 않았거나</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>,</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">지정기간만료로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>지정 효력이 상실</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">된 이후 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>인</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>&middot;</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>허가 등을 신청</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">한 경우에는 배타적 운영권이 발생하지 않습니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p><span style="font-size:11.0pt">&nbsp; </span></p> <p>&nbsp;</p> <p>&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse"> <tbody> <tr> <td style="background-color:#f5f8fc; border-bottom:0px solid #315f97; border-left:none; border-right:none; border-top:0px solid #315f97; height:36px; vertical-align:middle; width:295px"> <p><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">&nbsp; 2. </span></span><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">존속기한 산정 절차</span></span><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">&middot;</span></span><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">기준</span></span></p> </td> </tr> </tbody> </table> <p><span style="font-size:10.0pt">&nbsp; </span></p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">금융혁신법에 따르면</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">배타적 운영권은 혁신금융사업자가 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>인</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>‧</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>허가</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">등을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>받은 날</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">부터 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>2</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>년</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">의 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>범위</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>내</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에서 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>금융위원회</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">가 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>정하는 기한</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">까지 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>존속</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">합니다</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">(&sect;23</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">②</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">)</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">. </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">구체적인 존속기한</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>산정 절차</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">와 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>기준</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">은 다음과 같습니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p>&nbsp;</p> <p>&nbsp;</p> <p><span style="line-height:145%"><span style="font-size:15.0pt"><span style="background-color:#e1efd3"><span style="font-family:휴먼고딕"><strong>&lt; </strong></span></span></span><span style="font-size:15.0pt"><span style="background-color:#e1efd3"><span style="font-family:휴먼고딕"><strong>존속기한 산정 절차 </strong></span></span></span><span style="font-size:15.0pt"><span style="background-color:#e1efd3"><span style="font-family:휴먼고딕"><strong>&gt;</strong></span></span></span></span></p> <p>&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse"> <tbody> <tr> <td style="background-color:#eafafa; border-bottom:1px dotted #000000; border-left:1px dotted #000000; border-right:1px dotted #000000; border-top:1px dotted #000000; height:35px; vertical-align:middle; width:624px"> <p><span style="line-height:140%"><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">▶ </span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">사업자 신청</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">&rarr;</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">혁신위 전담소위</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">(</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">신설</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">)</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">&rarr;</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">혁신위</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">&rarr;</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">금융위</span></span></span></p> </td> </tr> </tbody> </table> <p><span style="font-size:4.0pt"><span style="line-height:145%">&nbsp; </span></span></p> <p><span style="line-height:145%"><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➊ </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">사업자 신청</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">) </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">혁신사업자는 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>인허가 등</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">의 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>신청</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">과 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>함께</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">배타적 운영권 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>존속기한 부여</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">를 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>신청</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">할 수 있습니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></span></p> <p><span style="font-size:7.0pt"><span style="line-height:145%">&nbsp; </span></span></p> <p><span style="line-height:135%"><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">* </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">신청인은</span></span> <span style="font-size:12.0pt"><span style="font-family:휴먼고딕">가이드라인 </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">&lt;</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">별지 </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">1</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">호</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">&gt;</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">의 신청서를 작성하여 </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">첨부자료와 함께 제출 </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">➝ </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">금융규제 샌드박</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">스 홈페이지</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">(http://sandbox.fintech.or.kr)</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">를 통해 온라인 제출 가능</span></span></span></p> <p><span style="font-size:8.0pt"><span style="line-height:145%">&nbsp; </span></span></p> <p>&nbsp;</p> <p><span style="line-height:145%"><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➋</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">전담소위</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">)</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">신청이 접수되면</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">효율적이고 전문적인 심의 진행을 위해 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">혁신금융심사위원회</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">이하</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">, &lsquo;</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">혁신위</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">&rsquo;)</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">내에 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>혁신금융서비스별로 전담 소위원회</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">*</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">를 구성하여 존속기한을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>1</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>차적</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">으로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>산정</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">합니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></span></p> <p><span style="font-size:2.0pt"><span style="line-height:145%">&nbsp; </span></span></p> <p style="text-align:right">&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse; width:1000px"> <tbody> <tr> <td style="border-bottom:1px dotted #000000; border-left:1px dotted #000000; border-right:1px dotted #000000; border-top:1px dotted #000000; height:163px; vertical-align:middle; width:612px"> <p style="text-align:center"><span style="line-height:140%"><span style="font-size:12.0pt"><strong>[</strong></span><span style="font-size:12.0pt"><span style="font-family:휴먼명조"><strong>참고</strong></span></span><span style="font-size:12.0pt"><strong>] </strong></span><span style="font-size:12.0pt"><span style="font-family:휴먼명조"><strong>전담 소위원회 구성</strong></span></span><span style="font-size:12.0pt"><strong>&middot;</strong></span><span style="font-size:12.0pt"><span style="font-family:휴먼명조"><strong>운영</strong></span></span></span></p> <p style="text-align:left"><span style="font-size:3.0pt"><span style="line-height:140%"><strong>&nbsp; </strong></span></span></p> <p style="text-align:left"><span style="line-height:140%"><span style="font-size:12.0pt"><span style="font-family:휴먼명조">&nbsp; □ </span></span><span style="font-size:12.0pt"><strong>(</strong></span><span style="font-size:12.0pt"><span style="font-family:휴먼명조"><strong>구성</strong></span></span><span style="font-size:12.0pt"><strong>)</strong></span> <span style="font-size:12.0pt"><span style="font-family:휴먼명조">핀테크지원센터장 </span></span><span style="font-size:12.0pt">+ </span><span style="font-size:12.0pt"><span style="font-family:휴먼명조">민간 위원 </span></span><span style="font-size:12.0pt">4</span><span style="font-size:12.0pt"><span style="font-family:휴먼명조">인</span></span><span style="font-size:12.0pt">*</span> <span style="font-size:12.0pt"><span style="font-family:휴먼명조">등 </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼명조"><strong>총 </strong></span></span><span style="font-size:12.0pt"><strong>5</strong></span><span style="font-size:12.0pt"><span style="font-family:휴먼명조"><strong>인</strong></span></span></span></p> <p style="text-align:left"><span style="font-size:3.0pt"><span style="line-height:140%"><strong>&nbsp; </strong></span></span></p> <p style="text-align:left"><span style="line-height:140%"><span style="font-size:11.0pt"><span style="font-family:맑은 고딕">&nbsp; * </span></span><span style="font-size:11.0pt"><span style="font-family:맑은 고딕">해당 혁신서비스의 특성에 따른 적합한 전문가 구성을 위해 유동적으로 선정</span></span></span></p> <p style="text-align:left"><span style="font-size:4.0pt"><span style="line-height:140%">&nbsp; </span></span></p> <p style="text-align:left"><span style="line-height:140%"><span style="font-size:12.0pt"><span style="font-family:휴먼명조">&nbsp; □ </span></span><span style="font-size:12.0pt"><strong>(</strong></span><span style="font-size:12.0pt"><span style="font-family:휴먼명조"><strong>업무</strong></span></span><span style="font-size:12.0pt"><strong>)</strong></span> <span style="font-size:12.0pt"><span style="font-family:휴먼명조">배타적 운영권의 </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼명조"><strong>존속기한</strong></span></span> <span style="font-size:12.0pt"><span style="font-family:휴먼명조">뿐만 아니라</span></span><span style="font-size:12.0pt">, </span><span style="font-size:12.0pt"><span style="font-family:휴먼명조"><strong>배타적 권리 발생범위</strong></span></span><span style="font-size:12.0pt"><strong>, </strong></span><span style="font-size:12.0pt"><span style="font-family:휴먼명조"><strong>권리 침해 여부 및 보호조치 필요성</strong></span></span> <span style="font-size:12.0pt"><span style="font-family:휴먼명조">등을 </span></span><span style="font-size:12.0pt">1</span><span style="font-size:12.0pt"><span style="font-family:휴먼명조">차적으로 전담 심의</span></span></span></p> <p style="text-align:left"><span style="font-size:4.0pt"><span style="line-height:140%">&nbsp; </span></span></p> <p style="text-align:left"><span style="line-height:140%"><span style="font-size:12.0pt"><span style="font-family:휴먼명조">&nbsp; □ </span></span><span style="font-size:12.0pt"><strong>(</strong></span><span style="font-size:12.0pt"><span style="font-family:휴먼명조"><strong>운영</strong></span></span><span style="font-size:12.0pt"><strong>)</strong></span> <span style="font-size:12.0pt"><span style="font-family:휴먼명조">필요시 회의 개최</span></span><span style="font-size:12.0pt">, </span><span style="font-size:12.0pt"><span style="font-family:휴먼명조">전담소위 심의결과를 혁신위 상정</span></span></span></p> </td> </tr> </tbody> </table> <p><span style="font-size:7.0pt"><span style="line-height:145%">&nbsp; </span></span></p> <p><span style="line-height:145%"><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➌</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">혁신위</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">) </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>전</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>담 소위원회</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">의 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>1</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>차 산정 결과</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">및 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>업체</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">의 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>의견 청취 등</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>바탕</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">으로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>존속기한</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>관련</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">된 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>심의</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">를 진행하게 됩니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">. </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">심의 결과</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">혁신위가 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>금융위원회</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>의견</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>제시</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">합니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></span></p> <p><span style="font-size:8.0pt"><span style="line-height:145%">&nbsp; </span></span></p> <p><span style="line-height:145%"><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➍</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">금융위</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">) </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">존속기한은 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>금융위원회</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에서 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>최종적</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">으로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>확정</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">되어 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>인</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>&middot;</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>허가 등결정</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">과 함께 신청인에게</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>통지됩니다</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>.</strong></span></span></span></p> <p>&nbsp;</p> <p>&nbsp;</p> <p><span style="line-height:145%"><span style="font-size:15.0pt"><span style="background-color:#e1efd3"><span style="font-family:휴먼고딕"><strong>&lt; </strong></span></span></span><span style="font-size:15.0pt"><span style="background-color:#e1efd3"><span style="font-family:휴먼고딕"><strong>존속기한 산정 기준 </strong></span></span></span><span style="font-size:15.0pt"><span style="background-color:#e1efd3"><span style="font-family:휴먼고딕"><strong>&gt;</strong></span></span></span></span></p> <p><span style="font-size:2.0pt"><span style="line-height:145%">&nbsp; </span></span></p> <p>&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse"> <tbody> <tr> <td style="background-color:#eafafa; border-bottom:1px dotted #000000; border-left:1px dotted #000000; border-right:1px dotted #000000; border-top:1px dotted #000000; height:35px; vertical-align:middle; width:620px"> <p><span style="line-height:140%"><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">&nbsp; ▶ </span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">기본 존속기한 </span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">&plusmn; 1/2 </span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">범위에서 조정</span></span></span></p> </td> </tr> </tbody> </table> <p><span style="font-size:5.0pt"><span style="line-height:145%">&nbsp; </span></span></p> <p><span style="line-height:145%"><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➊ </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">기본 존속기한</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">)</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">사업자별로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➊</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>혁신성</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>(20</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>점</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>)</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➋</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>소비자 편익</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>(15</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>점</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>)</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➌</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>제도 개선 </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>기여도</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>(20</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>점</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>)</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">,</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➍</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>시장선점 효과</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>(30</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>점</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>)</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➎</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>제도권 전환 노력</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>(15</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>점</strong></span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕"><strong>) </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>총 </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>5</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>개 항목</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 평가</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하여 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>총점 구간별</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>기본 존속기한</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 산정합니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></span></p> <p><span style="font-size:8.0pt"><span style="line-height:145%">&nbsp; </span></span></p> <p><span style="line-height:145%"><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➋</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">조정 기준</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">) </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>사업자 규모</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">,</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>지정기간 중 법령위반 여부 </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">등에 따라 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>기본</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>존속기한의 </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>1/2 </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>범위 내</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에서</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>연장 </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">또는 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>단축</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하여 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>최종 존속기한</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 산정합니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></span></p> <p style="text-align:right">&nbsp;</p> <p><span style="line-height:150%"><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➌</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">동일</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">‧</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">유사 서비스를 제공하는 다수 사업자가 있는 경우</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">) </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>혁신</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>사업자별</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">존속기한 산정절차와 기준에 따라 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>각각 존속기한</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>산정</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하고</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">기존에 서비스를 영위하고 있는 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>혁신사업자 상호 간</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에는 배타적 운영권을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>주장</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">할 수 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>없습니다</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">. </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">또한</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>일부 사업자</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">가 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>인허가</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">를 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>늦게</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">받는 경우</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">,</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>해당 사업자</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">의 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>존속 기한</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">은 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">이미 인허가를 받은 사업자의 존속기한 종료일 이내로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>추가</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>조정</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">할 수 있습니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></span></p> <p><span style="font-size:10.0pt"><span style="line-height:150%">&nbsp; </span></span></p> <p>&nbsp;</p> <p>&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse"> <tbody> <tr> <td style="background-color:#f5f8fc; border-bottom:0px solid #315f97; border-left:none; border-right:none; border-top:0px solid #315f97; height:36px; vertical-align:middle; width:295px"> <p><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">&nbsp; 3. </span></span><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">배타적 운영권 발생 범위</span></span></p> </td> </tr> </tbody> </table> <p><span style="font-size:7.0pt"><span style="line-height:150%"><strong>&nbsp; </strong></span></span></p> <p><span style="line-height:150%"><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">배타적 운영권은 원칙적으로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">&ldquo;</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>실제 지정</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">받아 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>출시</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>&middot;</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>운영</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">한 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>혁신금융 서비스</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">&rdquo;</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에 한하여 인정됩니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">. </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">다만</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>혁신위</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">가 당해 혁신서비스의 내용</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">‧</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">방식</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">‧</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">구조 등을 고려하여</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>배타적 운영권 범위를 확대 또는 축소</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">할 필요가</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">있다고 판단하는 경우에는 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>달리 인정</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">할 수 있습니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">. </span></span></span></p> <p><span style="font-size:10.0pt"><span style="line-height:150%">&nbsp; </span></span></p> <p>&nbsp;</p> <p>&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse"> <tbody> <tr> <td style="background-color:#f5f8fc; border-bottom:0px solid #315f97; border-left:none; border-right:none; border-top:0px solid #315f97; height:36px; vertical-align:middle; width:295px"> <p><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">4. </span></span><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">공시 시스템 구축</span></span></p> </td> </tr> </tbody> </table> <p><span style="font-size:7.0pt"><span style="line-height:150%"><strong>&nbsp; </strong></span></span></p> <p><span style="line-height:150%"><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>금융시장</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에 배타적 운영권과 관련한 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>정확한 정보</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>제공</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 위해 핀테크 지원센터가 운영하는 금융규제 샌드박스 홈페이지 내에 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>배타적 운영권 공시 시스템</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">이 구축됩니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></span></p> <p><span style="font-size:10.0pt"><span style="line-height:150%">&nbsp; </span></span></p> <p><span style="line-height:150%"><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">이를 통해</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">배타적 운영권의 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>신청 현황</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">배타적 운영권을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">부여 받은 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>업체 현황</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">&middot;</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>서비스 내용</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">&middot;</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>존속 기한 등</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">이 공시될 예정입니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></span></p> <p><span style="font-size:10.0pt"><span style="line-height:150%">&nbsp; </span></span></p> <p>&nbsp;</p> <p>&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse"> <tbody> <tr> <td style="background-color:#f5f8fc; border-bottom:0px solid #315f97; border-left:none; border-right:none; border-top:0px solid #315f97; height:36px; vertical-align:middle; width:295px"> <p><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">5. </span></span><span style="font-size:15.0pt"><span style="font-family:HY헤드라인M">침해 및 보호조치 요구</span></span></p> </td> </tr> </tbody> </table> <p><span style="font-size:3.0pt"><span style="line-height:150%">&nbsp; </span></span></p> <p>&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse"> <tbody> <tr> <td style="background-color:#eafafa; border-bottom:1px dotted #000000; border-left:1px dotted #000000; border-right:1px dotted #000000; border-top:1px dotted #000000; height:35px; vertical-align:middle; width:620px"> <p><span style="line-height:140%"><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">▶</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">사업자의 보호조치 요구</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">&rarr;</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">혁신위 전담소위</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">&rarr;</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">혁신위</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">&rarr;</span></span><span style="font-size:14.0pt"><span style="font-family:HY울릉도B">금융위</span></span></span></p> </td> </tr> </tbody> </table> <p><span style="font-size:5.0pt">&nbsp; </span></p> <p>&nbsp;</p> <p><span style="line-height:150%"><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➊</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">사업자의 조치 요구</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">)</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">배타적 운영권을 가지는 혁신사업자는 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>배타적 운영권 침해</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>* </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">또는 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>침해 우려 행위에 대해</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">금융위에 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>관련 자료</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">와 함께 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>보호조치</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">를 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>요구</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">할 수 있습니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></span></p> <p><span style="font-size:6.0pt">&nbsp; </span></p> <p><span style="line-height:135%"><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">* </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">①</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">내용</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">‧</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">방식</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">‧</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">형태 등이 실질적으로 동일한 금융서비스를 제공하는 행위</span></span></span></p> <p><span style="font-size:2.0pt"><span style="line-height:135%">&nbsp; </span></span></p> <p><span style="line-height:135%"><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">②</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">해</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">당 혁신서비스의 명성을 침해하면서 이와 유사한 서비스에 직접</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">․</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">간접적인 </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">방법으로 상업적으로 이용하는 행위</span></span></span></p> <p>&nbsp;</p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➋</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">전담소위</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">)</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">조치요구 접수 후 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>해당 서비스</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>전담 소위원회</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">는 배타적</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">운영권의 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>침해 여부</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">와 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>보호조치</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">의 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>필요성</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>1</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>차 심의</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">합니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p>&nbsp;</p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➌</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">혁신위</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">) </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">전</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">담 소위원회의 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>심의 결과</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">및 관련 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>업체 의견 </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">등을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>바탕</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">으로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>조치 여부</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">를 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>논의</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">하고</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>금융위원회</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>의견</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>제시</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">합니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p>&nbsp;</p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">➍</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">(</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">금융위</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">)</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">금융위원회는</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>배타적 운영권 침해 여부</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">및 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>시정</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>‧</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>중지명령 </strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">등의 조치 여부를 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>최종적</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">으로 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>결정하여 업체에 통지</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">합니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p><span style="font-size:7.0pt"><span style="line-height:170%">&nbsp; </span></span></p> <p><span style="line-height:170%"><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">* </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">시정</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">‧</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">중지명령 미이행시</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">금융혁신법에 의해 </span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">1</span></span><span style="font-size:12.0pt"><span style="font-family:휴먼고딕">천만원 이하의 과태료 부과 가능</span></span></span></p> <p><span style="font-size:8.0pt"><span style="line-height:170%">&nbsp; </span></span></p> <p>&nbsp;</p> <p>&nbsp;</p> <table cellspacing="0" style="border-collapse:collapse; width:1000px"> <tbody> <tr> <td style="background-color:#2b5686; border-bottom:none; border-left:none; border-right:none; border-top:none; height:33px; vertical-align:middle; width:38px"> <p style="text-align:center"><span style="font-size:24px"><span style="font-family:HY헤드라인M"><strong>3</strong></span></span></p> </td> <td style="border-bottom:none; border-left:none; border-right:2px solid #4b87cb; border-top:none; height:33px; vertical-align:middle; width:10px"> <p><span style="font-size:24px">&nbsp; </span></p> </td> <td style="border-bottom:2px solid #4b87cb; border-left:2px solid #4b87cb; border-right:none; border-top:none; height:33px; vertical-align:middle; width:242px"> <p><span style="font-size:24px"><span style="font-family:HY헤드라인M">&nbsp; &nbsp;향후계획 및 기대효과</span></span></p> </td> </tr> </tbody> </table> <p><span style="font-size:4.0pt"><span style="line-height:170%"><strong>&nbsp; </strong></span></span></p> <p>&nbsp;</p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">이번 가이드라인은</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>발표한 날부터 시행</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">되며</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>가이드라인 시행 전</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">배타적</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕">운영권의 발생요건을 갖추어</span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>인</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>&middot;</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>허가 등을 신청한 혁신금융사업자</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">에 대하여도 적용할 예정입니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">. </span></span></p> <p><span style="font-size:10.0pt"><span style="line-height:170%">&nbsp; </span></span></p> <p>&nbsp;</p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">금융당국은 이번 가이드라인을 통해 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>배타적 운영권 제도의 실효성과 예측가</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>능성</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">을 한층 높여</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">혁신사업자의 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>시장 안착을 효과적으로 지원</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">할 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">것으로 기대합니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">. </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">아울러</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">, </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">더욱 다양한 사업자들이 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>혁신적인 상품 개발에</strong></span></span> <span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>적극 나설 수 있는 환경</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">이 조성되어 </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕"><strong>금융시장의 혁신 경쟁</strong></span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">이 촉진될 것으로 기대하고 있습니다</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">.</span></span></p> <p><span style="font-size:14.0pt"><span style="line-height:170%">&nbsp; </span></span></p> <p>&nbsp;</p> <p><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">[</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">별첨</span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">] </span></span><span style="font-size:14.0pt"><span style="font-family:휴먼고딕">혁신금융사업자의 배타적 운영권 가이드라인</span></span></p> <div>&nbsp;</div> <div>&nbsp;</div> <div>&nbsp;</div>