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혁신금융서비스
Samsung Card Co., Ltd.
www.samsungcard.com

기업 정보

기업정보
기업명 Samsung Card Co., Ltd.
대표자명 Daehwan Kim
설립일자 1983.03.24
종사자수 2,001 명
자본금 614,794 백만원
기업 분류(1) 대기업
기업 분류(2) 금융회사
금융 영역 은행
사업 형태 B2C
서비스 분야 기타
서비스 적용 기술 기타
소재지 주소 67, Sejong-daero, Jung-gu, Seoul
홈페이지 주소 www.samsungcard.com

연락처

연락처
회사 대표번호 1588-8700
회사 이메일 biz.dev@samsung.com
담당자명(직함) Young Rae Kim(pro)
담당자 이메일 raymond.kim@samsung.com

기업소개

Samsung Card Co., Ltd. operates card business, installment and leasing business, and other businesses based on approximately 12.61 million members, 3 million merchants, and 17 salesㆍcollection branches as of the end of 2022.

Samsung Card’s credit card segment provides credit for credit card members such as individuals and corporates, to enable them to purchase goods and services from merchants. Samsung Card also provides card loan services such as short-term card loans (cash advances) and long-term card loans (card loans) to credit card customers.

The installment and leasing business segment provides installment financing and loan services so that customers can purchase electronics, consumer durables, industrial goods and automobiles through installment. Samsung Card also provides leasing/rental services.

Additionally, Samsung Card offers various services including online shopping, insurance sales agency and travel agency service, SMS notification service, etc.

주요제품 및
서비스 소개

주요제품 및 서비스 소개 이미지

기업연혁

기업연혁
2022 12. 01 Acquired A grade from KCGS and awarded ESG excellent corporates (for 2 consecutive years)
04. 01 Launched Samsung Financial Networks’ integrated application ‘monimo’
2021 11. 01 Launched a new brand ‘Samsung iD Card’
2020 02. 01 AI-based 'Chatbot Sam' won the German iF Design Award
2019 04. 01 Samsung Card App received the Grand Prize in the credit card category at the ‘Mobile Award Korea 2019'
2018 08. 01 Launched industry’s first ‘open type simplified authentication service'
2016 07. 01 Launched 'Direct Auto', the industry's first digital car finance service
2015 02. 01 Achieved cumulative 5 million ‘Number Card’ issuance

재무제표

재무제표
구분 최근년도 -1년 -2년
시점 2022-12-31 2021-12-31 2020-12-31
자산총계 29,407,344 27,002,979 23,353,655
부채총계 21,565,863 19,510,165 16,235,699
자본총계 7,841,481 7,492,815 7,117,956
자본금 614,794 614,794 614,794
영업수익 3,641,606 3,428,730 3,233,170
영업비용 2,795,282 2,679,496 2,701,789
당기순이익 617,150 551,059 395,859
(단위: 백만원)

기타

-‘Samsung iD Card’ won the main prize at the '2023 iF DESIGN AWARD'.
At the German iF(International Forum) Design Award 2023, the 'Samsung ID Card' won the main prize in the communication design category.
-Selected as an excellent corporate by the Korea Institute of Corporate Governance and Sustainability(KCGS)
Samsung Card awarded as an excellent company in the ESG sector at the “KCGS Excellent Corporate Awards Ceremony” for 2 consecutive years from 2021 to 2022.
-Korean Standards Association 「KS-SQI(Korean Standard-Service Quality Index)」 1st place for 9 consecutive years
In the KS-SQI survey organized by the ‘Korean Standards Association’ in 2022, Samsung Card was ranked first in the credit card category for 9 consecutive years.
-Korea Management Association Consultants Inc. 「KCSI(Korean Customer Satisfaction Indx)」 1st place for 7 consecutive years
Samsung Card was ranked No. 1 in the credit card sector for 7 consecutive years by KCSI, hosted by Korea Management Association Consulting in 2022.
-Korean Standards Association 「Korean Good Company」 1st place for 4 consecutive years
In the 2018 Korean Standards Association’s Good Company Survey, Samsung Card was ranked first in the credit card sector for 4 consecutive years.

샌드박스 지정내용 및 성과

샌드박스 지정내용 및 성과
지정제도 혁신금융서비스
서비스명 Deposit product comparisonㆍrecommendation service through online platform
서비스 주요내용

In order to enhance the convenience of asset management for financial customers, Samsung Card's online channels allow brokerage of deposit products.
In that online channel, Samsung Card compares and recommends deposit products from banks (including savings banks and credit unions) affiliated with Samsung Card for its customers.

Based on information obtained through Open API or partnerships,
Samsung Card compares information on interest rates, limits, maturity, and other conditions of deposit products.
And customers can utilize various search conditions to filter the financial companies or products.

Samsung Card also provides a process for customers to apply for deposit products.

서비스 흐름도
서비스 흐름도 이미지
규제특례 내용 - Article 11, Article 12 Paragraph 1 of the Act on the Protection of Financial Consumers
- Article 22 Subparagraph 1 of the Supervisory Regulations on the Protection of Financial Consumers
- Article 46 of the Specialized Credit Finance Business Act
- Article 13-3 Paragraph 5 Subparagraph 3 of the Regulations on Supervision of Credit Information Business
주요 부가조건 내용 - In consideration of the possibility of impairing the stability of the financial market due to rapid transfer of money, etc., it is necessary to include contract details concerning the limit of sales proportion when signing a brokerage contract between the applicant company and a financial institution.
- The fairness and adequacy of the algorithm must be verified by a reliable institution before service launch.
- In order to prevent consumer misunderstanding, it is necessary to clearly inform that the contract subject of deposit products is a financial institution, not the applicant company(platform operator).
지정일 2023.06.21

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