<p style="text-align:center"> </p> <table cellspacing="0" style="border-collapse:collapse; width:1000px"> <tbody> <tr> <td style="border-bottom:none; border-left:0px solid #000000; border-right:0px solid #000000; border-top:0px solid #000000; height:105px; vertical-align:middle; width:638px"> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:140%"><span style="font-size:18.0pt">“</span><span style="font-size:18.0pt">외화 선불충전금 기반 해외주식 투자 서비스</span><span style="font-size:18.0pt">” </span><span style="font-size:18.0pt">등</span></span></span></p> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:7.0pt"><span style="line-height:140%"> </span></span></span></p> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:140%"><span style="font-size:25.0pt">혁신금융서비스 </span><span style="font-size:25.0pt"><strong>3</strong></span><span style="font-size:25.0pt"><strong>건 신규 지정 의결</strong></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:0px solid #000000; border-left:0px solid #000000; border-right:0px solid #000000; border-top:none; height:46px; vertical-align:middle; width:638px"> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:150%"><span style="font-size:14.0pt"> </span></span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:150%"><span style="font-size:14.0pt"> -</span><span style="font-size:14.0pt">금번 </span><span style="font-size:14.0pt"><strong>신규 지정</strong></span><span style="font-size:14.0pt">으로 혁신금융서비스 </span><span style="font-size:14.0pt"><strong>누적 지정 건수는 총 </strong></span><span style="font-size:14.0pt"><strong>901</strong></span><span style="font-size:14.0pt"><strong>건</strong></span></span></span></p> <p> </p> </td> </tr> </tbody> </table> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:170%"> </span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:170%"><span style="font-size:14.0pt"><strong>금융위원회</strong></span><span style="font-size:12.0pt">(</span><span style="font-size:12.0pt">위원장 이억원</span><span style="font-size:12.0pt">)</span><span style="font-size:14.0pt">는 </span><span style="font-size:14.0pt"><strong>11</strong></span><span style="font-size:14.0pt"><strong>월 </strong></span><span style="font-size:14.0pt"><strong>5</strong></span><span style="font-size:14.0pt"><strong>일 정례회의</strong></span><span style="font-size:14.0pt">를 통해 </span><span style="font-size:14.0pt"><strong>3</strong></span><span style="font-size:14.0pt"><strong>건</strong></span><span style="font-size:14.0pt">의 </span><span style="font-size:14.0pt"><strong>혁신 </strong></span><span style="font-size:14.0pt"><strong>금융서비스</strong></span><span style="font-size:14.0pt">를 </span><span style="font-size:14.0pt"><strong>신규</strong></span><span style="font-size:14.0pt">로 </span><span style="font-size:14.0pt"><strong>지정</strong></span><span style="font-size:14.0pt">하였다</span><span style="font-size:14.0pt">. </span><span style="font-size:14.0pt">이로써 현재까지 </span><span style="font-size:14.0pt"><strong>총 </strong></span><span style="font-size:14.0pt"><strong>901</strong></span><span style="font-size:14.0pt"><strong>건</strong></span><span style="font-size:14.0pt">의 서비스가 혁신금융서비스로 지정되어 시장에서 테스트할 수 있게 되었다</span><span style="font-size:14.0pt">. </span></span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:12.0pt"><span style="line-height:170%"> </span></span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:170%"><span style="font-size:14.0pt"><strong>신규 지정</strong></span><span style="font-size:14.0pt">된 혁신금융서비스의</span> <span style="font-size:14.0pt"><strong>주요 내용</strong></span><span style="font-size:14.0pt">은 다음과 같다</span><span style="font-size:14.0pt">. </span><span style="font-size:12.0pt">(</span><span style="font-size:12.0pt">세부내용 </span><span style="font-size:12.0pt">☞</span><span style="font-size:12.0pt">[</span><span style="font-size:12.0pt">참고</span><span style="font-size:12.0pt">])</span></span></span></p> <p> </p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:14.0pt"><strong>[1] </strong></span><span style="font-size:14.0pt"><strong>외화 선불충전금 기반 해외주식 투자 서비스 </strong></span><span style="font-size:14.0pt">(NH</span><span style="font-size:14.0pt">투자증권</span><span style="font-size:14.0pt">, </span><span style="font-size:14.0pt">트래블월렛</span><span style="font-size:14.0pt">)</span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:8.0pt"><span style="line-height:170%"> </span></span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:170%"><span style="font-size:14.0pt"><strong>트레블월렛</strong></span><span style="font-size:14.0pt">은 </span><span style="font-size:14.0pt"><strong>해외</strong></span><span style="font-size:14.0pt">에서 외화 결제 및 인출이 가능한 </span><span style="font-size:14.0pt"><strong>충전식 선불카드 서비스</strong></span><span style="font-size:14.0pt">를 제공하고 있는 업체로</span><span style="font-size:14.0pt">, </span><span style="font-size:14.0pt"><strong>기존</strong></span><span style="font-size:14.0pt">에는 동 서비스를 이용하는 소비자가 </span><span style="font-size:14.0pt"><strong>해외여행 후 </strong></span><span style="font-size:14.0pt">남은 </span><span style="font-size:14.0pt"><strong>외화 선불금</strong></span><span style="font-size:14.0pt">을 </span><span style="font-size:14.0pt"><strong>원화</strong></span><span style="font-size:14.0pt">로만 </span><span style="font-size:14.0pt"><strong>환급</strong></span><span style="font-size:14.0pt">받을 수 있었다</span><span style="font-size:14.0pt">. </span><span style="font-size:14.0pt">이번 신규 </span><span style="font-size:14.0pt">지정을 통해</span><span style="font-size:14.0pt">, </span><span style="font-size:14.0pt">소비자가 외화 선불금을 본인의 </span><span style="font-size:14.0pt"><strong>증권사 위탁계좌</strong></span><span style="font-size:14.0pt">로 </span><span style="font-size:14.0pt"><strong>환급</strong></span><span style="font-size:14.0pt">받고</span><span style="font-size:14.0pt">, </span><span style="font-size:14.0pt">이</span><span style="font-size:14.0pt">를</span> <span style="font-size:14.0pt"><strong>해외증권 투자</strong></span><span style="font-size:14.0pt">에 </span><span style="font-size:14.0pt"><strong>활용</strong></span><span style="font-size:14.0pt">할 수 있게 되었다</span><span style="font-size:14.0pt">. </span><span style="font-size:14.0pt">이에 따라 소비자가</span> <span style="font-size:14.0pt"><strong>여행자금 마</strong></span><span style="font-size:14.0pt"><strong>련</strong></span> <span style="font-size:14.0pt">등 </span><span style="font-size:14.0pt"><strong>목표</strong></span><span style="font-size:14.0pt">를 위해 </span><span style="font-size:14.0pt"><strong>유휴자산</strong></span><span style="font-size:14.0pt">을 </span><span style="font-size:14.0pt"><strong>활용</strong></span><span style="font-size:14.0pt">하는</span> <span style="font-size:14.0pt"><strong>선순환 구조</strong></span><span style="font-size:14.0pt">가 마련될 수 있을 것으로 기대된다</span><span style="font-size:14.0pt">.</span></span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:14.0pt"><span style="line-height:170%"> </span></span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:14.0pt"><strong>[2] </strong></span><span style="font-size:14.0pt"><strong>미래세대 금융교육을 위한 맞춤형 예</strong></span><span style="font-size:14.0pt"><strong>·</strong></span><span style="font-size:14.0pt"><strong>적금 추천 서비스 </strong></span><span style="font-size:14.0pt">(</span><span style="font-size:14.0pt">아이쿠카</span><span style="font-size:14.0pt">)</span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:8.0pt"><span style="line-height:170%"><strong> </strong></span></span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:170%"><span style="font-size:14.0pt">아이쿠카는 </span><span style="font-size:14.0pt"><strong>선불충전금</strong></span><span style="font-size:14.0pt">을 활용한 </span><span style="font-size:14.0pt"><strong>미성년 자녀</strong></span><span style="font-size:14.0pt">의</span> <span style="font-size:14.0pt"><strong>용돈 관리 플랫폼</strong></span><span style="font-size:14.0pt">을 제공</span> <span style="font-size:14.0pt">중인 업체로</span><span style="font-size:14.0pt">, </span><span style="font-size:14.0pt">금번 지정을 통해 동 플랫폼을 이용 </span><span style="font-size:14.0pt">중인</span> <span style="font-size:14.0pt"><strong>부모</strong></span><span style="font-size:14.0pt">가 </span><span style="font-size:14.0pt"><strong>금리</strong></span><span style="font-size:14.0pt"><strong>, </strong></span><span style="font-size:14.0pt"><strong>우대조건</strong></span> <span style="font-size:14.0pt">등에 따라 </span><span style="font-size:14.0pt"><strong>예</strong></span><span style="font-size:14.0pt"><strong>·</strong></span><span style="font-size:14.0pt"><strong>적금 상품을 비교</strong></span><span style="font-size:14.0pt">하고 </span><span style="font-size:14.0pt"><strong>자녀</strong></span><span style="font-size:14.0pt">의 </span><span style="font-size:14.0pt"><strong>명의</strong></span><span style="font-size:14.0pt">로 대신 </span><span style="font-size:14.0pt"><strong>계좌</strong></span><span style="font-size:14.0pt">를</span> <span style="font-size:14.0pt"><strong>개설</strong></span><span style="font-size:14.0pt">할 수 있게 된다</span><span style="font-size:14.0pt">. </span></span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:14.0pt"><strong> </strong></span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:14.0pt"><strong>[3] 엘포인트 플러스 신한통장 서비스 </strong></span><span style="font-size:14.0pt">(</span><span style="font-size:14.0pt">롯데멤버스</span><span style="font-size:14.0pt">, </span><span style="font-size:14.0pt">신한은행</span><span style="font-size:14.0pt">)</span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:8.0pt"> </span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:170%"><span style="font-size:14.0pt"><strong>엘포인트 앱</strong></span><span style="font-size:14.0pt">은 롯데멤버스의 모바일 멤버십 마일리지 플랫폼으로</span><span style="font-size:14.0pt">, </span><span style="font-size:14.0pt">금번 지정을 통해 앱 이용자의 </span><span style="font-size:14.0pt"><strong>선불충전금</strong></span><span style="font-size:14.0pt">을 </span><span style="font-size:14.0pt"><strong>신한은행 제휴 계좌</strong></span><span style="font-size:14.0pt">에 </span><span style="font-size:14.0pt"><strong>보관</strong></span><span style="font-size:14.0pt">하여 </span><span style="font-size:14.0pt"><strong>이자</strong></span><span style="font-size:14.0pt">를 </span><span style="font-size:14.0pt"><strong>지급</strong></span><span style="font-size:14.0pt">하고</span><span style="font-size:14.0pt">, </span><span style="font-size:14.0pt">이용자가 </span><span style="font-size:14.0pt"><strong>가맹점 결제</strong></span><span style="font-size:14.0pt">를 하고자 할 때 동 계좌에서 </span><span style="font-size:14.0pt"><strong>자동</strong></span><span style="font-size:14.0pt">으로</span> <span style="font-size:14.0pt"><strong>선불충전</strong></span><span style="font-size:14.0pt">이 이루어질 수 있도록 하는 등 </span><span style="font-size:14.0pt"><strong>연계형 금융 서비스</strong></span><span style="font-size:14.0pt">를 제공할 수 있게 된다</span><span style="font-size:14.0pt">. </span></span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:9.0pt"><span style="line-height:170%"> </span></span></span></p> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:140%"><span style="font-size:13.0pt"><strong>[ </strong></span><span style="font-size:13.0pt"><strong>혁신금융서비스에 대한 금융위 의결 결과 요약 </strong></span><span style="font-size:13.0pt"><strong>]</strong></span></span></span></p> <p style="text-align:center"> </p> <table cellspacing="0" style="border-collapse:collapse; width:1000px"> <tbody> <tr> <td style="background-color:#f5e2e2; border-bottom:0px solid #000000; border-left:none; border-right:0px solid #000000; border-top:0px solid #000000; height:30px; vertical-align:middle; width:102px"> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:130%"><span style="font-size:12.0pt"><strong>구 분</strong></span></span></span></p> </td> <td style="background-color:#f5e2e2; border-bottom:0px solid #000000; border-left:0px solid #000000; border-right:0px solid #000000; border-top:0px solid #000000; height:30px; vertical-align:middle; width:244px"> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:130%"><span style="font-size:12.0pt"><strong>업체명</strong></span></span></span></p> </td> <td style="background-color:#f5e2e2; border-bottom:0px solid #000000; border-left:0px solid #000000; border-right:none; border-top:0px solid #000000; height:30px; vertical-align:middle; width:289px"> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:130%"><span style="font-size:12.0pt"><strong>혁신금융서비스 지정</strong></span></span></span></p> </td> </tr> <tr> <td rowspan="3" style="background-color:#eaeef9; border-bottom:0px solid #000000; border-left:none; border-right:0px solid #000000; border-top:0px solid #000000; height:155px; vertical-align:middle; width:102px"> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:140%"><span style="font-size:12.0pt">신규지정</span></span></span></p> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:140%"><span style="font-size:12.0pt">(3</span><span style="font-size:12.0pt">건</span><span style="font-size:12.0pt">)</span></span></span></p> </td> <td style="border-bottom:0px solid #000000; border-left:0px solid #000000; border-right:0px solid #000000; border-top:0px solid #000000; height:52px; vertical-align:middle; width:244px"> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:12.0pt">NH</span><span style="font-size:12.0pt">투자증권</span><span style="font-size:12.0pt">, </span><span style="font-size:12.0pt">트래블월렛</span></span></p> </td> <td style="border-bottom:0px solid #000000; border-left:0px solid #000000; border-right:none; border-top:0px solid #000000; height:52px; vertical-align:middle; width:289px"> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:12.0pt">트래블월렛 외화 선불충전금 기반 해외주식 투자 서비스</span></span></p> </td> </tr> <tr> <td style="border-bottom:0px solid #000000; border-left:0px solid #000000; border-right:0px solid #000000; border-top:0px solid #000000; height:52px; vertical-align:middle; width:244px"> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:140%"><span style="font-size:12.0pt">아이쿠카</span></span></span></p> </td> <td style="border-bottom:0px solid #000000; border-left:0px solid #000000; border-right:none; border-top:0px solid #000000; height:52px; vertical-align:middle; width:289px"> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:12.0pt">미래세대 금융교육을 위한</span></span></p> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:12.0pt">맞춤형 예적금 계좌 추천 서비스</span></span></p> </td> </tr> <tr> <td style="border-bottom:0px solid #000000; border-left:0px solid #000000; border-right:0px solid #000000; border-top:0px solid #000000; height:52px; vertical-align:middle; width:244px"> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:12.0pt">롯데멤버스</span><span style="font-size:12.0pt">, </span><span style="font-size:12.0pt">신한은행</span></span></p> </td> <td style="border-bottom:0px solid #000000; border-left:0px solid #000000; border-right:none; border-top:0px solid #000000; height:52px; vertical-align:middle; width:289px"> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="line-height:100%"><span style="font-size:12.0pt">엘포인트 플러스 신한통장 서비스</span></span></span></p> </td> </tr> </tbody> </table> <p style="text-align:center"><span style="font-family:Arial,Helvetica,sans-serif"><span style="font-size:11.0pt"> </span></span></p> <p><span style="font-family:Arial,Helvetica,sans-serif"> </span></p> <div> </div>